Buying a conservatory on finance
With our flexible payment plans, buying a conservatory on finance has never been easier. We can offer you the best price conservatories, guaranteed.
Here are the funding options* you can choose from, based on an example purchase price of £12000.00
* subject to credit application at the time of order.
1. Cash purchase
You pay for the conservatory with your own funds, or funds acquired through a bank loan or re-mortgage.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| 10% Deposit with Order: | £1,200.00 |
| Balance as per our T&C’s: | £10,800.00 |
2. Flexible low monthly payment
You pay a £99 deposit, followed by monthly repayments based on agreed terms. You can decide to make additional payments to reduce the loan term and interest.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| Deposit with Order: | £99.00 |
| Total Amount of Credit: | £11,901.00 |
| Duration of Agreement: | 120 Months |
| 120 Monthly Instalments of: | £159.87 |
| Rate of Interest: | 10.9% P.A. Fixed |
| APR Representative: | 10.90% |
| *Total Amount Payable: | £19,283.40 |
3. Interest-free credit
Interest free conservatories are also available. This is simply your purchase price less the deposit, divided by the number of repayments, with no interest or fees charged.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| Deposit with Order: | £99.00 |
| Total Amount of Credit: | £11,901.00 |
| 12 Monthly Payments of: | £991.75 |
| Rate of Interest: | 0% P.A. Fixed |
| APR Representative: | 0.00% |
| Interest Payable: | £0.00 |
| Total Amount Payable: | £12,000.00 |
4. Buy now – pay later
Within 12 months of the date of your delivery, you pay the outstanding balance plus a £29 early exit fee with no interest. If not settled within 12 months, interest will have accrued and will continue to be charged and you will begin 108 monthly repayments. Interest is only accrued at the end of the deferral period and on any amount outstanding.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| Deposit with Order: | £99.00 |
| Total Amount of Credit: | £11,901.00 |
| Duration of Agreement (including 12 month deferral period): | 120 Months |
| 108 Monthly Payments of: | £211.85 |
| Rate of Interest: | 13.9% P.A. Fixed |
| APR Representative: | 13.90% |
| *Total Amount Payable: | £22,978.80 |
| Early Exit Fee: | £29.00 |
All credit is subject to status. For options 2, 3 and 4 – you also benefit from the extra protection provided under The Consumer Credit Act 1974.
Credit is subject to status and affordability. Terms and conditions apply. ConservatoryLand Limited, FCA Register number: 729599, Old Mill Lane Industrial Estate, Mansfield Woodhouse, Nottinghamshire, NG19 9BG, is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and regulated by the Financial Conduct Authority.
Lowest price conservatories guaranteed
At ConservatoryLand, you’re guaranteed to find the lowest prices for bespoke conservatories.
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