Spread the cost of your conservatory
Whether you’re looking to create extra living space or a garden retreat, our finance options make it easy, affordable and accessible to start your conservatory project.
We understand that investing in a conservatory is a big decision. It’s why our finance options are designed to help you spread the cost in a way that works for you and your family, with clear, transparent terms and competitive interest rates.
You can choose from four different ways to pay:
- Cash purchase
- Flexible, low monthly payments
- Interest-free credit
- Buy now, pay later
Whatever option you select, you’ll have peace of mind knowing your agreement is covered by the Consumer Credit Act 1974, offering extra protection for your investment.
Your conservatory finance options explained
Here are the funding options* you can choose from, based on an example purchase price of £12000.00
* subject to credit application at the time of order.
1. Cash purchase
Pay for your conservatory in full with your own funds, or funds acquired through a bank loan or re-mortgage.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| 10% Deposit with Order: | £1,200.00 |
| Balance as per our T&C’s: | £10,800.00 |
2. Flexible low monthly payment
Pay a £99 deposit and spread the cost over time with affordable monthly repayments based on agreed terms. You can decide to make additional payments to reduce the loan term and interest.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| Deposit with Order: | £99.00 |
| Total Amount of Credit: | £11,901.00 |
| Duration of Agreement: | 120 Months |
| 120 Monthly Instalments of: | £172.09 |
| Rate of Interest: | 12.9% P.A. Fixed |
| APR Representative: | 12.90% |
| *Total Amount Payable: | £20,749.80 |
3. Interest-free credit
This option allows you to divide your balance (purchase price minus deposit) over 12 months, with no interest or fees charged
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| Deposit with Order: | £99.00 |
| Total Amount of Credit: | £11,901.00 |
| 12 Monthly Payments of: | £991.75 |
| Rate of Interest: | 0% P.A. Fixed |
| APR Representative: | 0.00% |
| Interest Payable: | £0.00 |
| Total Amount Payable: | £12,000.00 |
4. Buy now – pay later
Delay payments for up to 12 months after your delivery. If settled within this period, only a £29 early exit fee needs to be paid with no interest.
If not settled within 12 months, interest will have accrued and will continue to be charged, and you will begin 108 monthly repayments. Interest is only accrued at the end of the deferral period and on any amount outstanding.
| REPRESENTATIVE EXAMPLE | |
| Example Purchase Price: | £12,000.00 |
| Deposit with Order: | £99.00 |
| Total Amount of Credit: | £11,901.00 |
| Duration of Agreement (including 12 month deferral period): | 120 Months |
| 108 Monthly Payments of: | £266.17 |
| Rate of Interest: | 19.9% P.A. Fixed |
| APR Representative: | 19.90% |
| *Total Amount Payable: | £28,845.36 |
| Early Exit Fee: | £29.00 |
All credit is subject to status. For options 2, 3 and 4 – you also benefit from the extra protection provided under The Consumer Credit Act 1974.
Credit is subject to status and affordability. Terms and conditions apply. ConservatoryLand Limited, FCA Register number: 729599, Old Mill Lane Industrial Estate, Mansfield Woodhouse, Nottinghamshire, NG19 9BG, is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and regulated by the Financial Conduct Authority.
Why choose ConservatoryLand finance?
We make financing a conservatory stress-free and easy. With low deposit options, getting your project underway is simple and all without a large upfront cost.
Our flexible terms are designed to suit a range of budgets and circumstances to give you control over your payments, while benefiting from competitive rates and transparent prices, with no hidden fees.
And with our lowest price guarantee on bespoke conservatories, you can be confident you’re getting the best value as well as quality.
Ready for your quote? Get started now with the ConservatoryLand quote tool.
